Buying health insurance in NJ can be overwhelming, with various plans and options to consider. Making the wrong decisions could lead to inadequate coverage or unnecessary expenses. One of the most common mistakes is not understanding your healthcare needs. Take the time to assess your health status, medical history, and potential future needs. Consider factors…
National Financial Awareness Day is the perfect opportunity for business owners to reflect on their enterprises’ financial health and protection strategies. A robust financial plan isn’t complete without considering the role of insurance, particularly a Business Owner’s Policy (BOP), which is designed to safeguard businesses from unexpected financial setbacks. Understanding BOP Policies A Business Owner’s…
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When it comes to insuring your home, understanding the nuances of your policy can save you a significant amount of stress and money in the long run. Two critical terms that often come up in homeowners insurance are “market value” and “replacement cost.” Knowing the difference between these concepts and how they apply to your…
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6 years ago · by Sara Bailey Image via Pexels It’s not exactly groundbreaking news to say kids are expensive. According to data collected by the U.S. Department of Agriculture in 2015, the average annual cost of having a child nowadays is $14,000. That’s almost another minimum wage salary worth of costs to…
According to global reinsurance giant Swiss Re’s Institute, the rate of social inflation is exceeding economic inflation in growing US liability claims and this has potential ramifications for catastrophe contracts, as the reinsurer explains social inflation can manifest in property natural catastrophe insurance.At its current rate of growth, social inflation is now emerging as the…
The Latest Turns In This Complex Insurance Coverage Case In a major setback for Harvard University in its legal battle to collect multi-million dollar damages from its insurance broker, Marsh USA Inc., the United States District Court for the District of Massachusetts granted Marsh’s motion to dismiss Harvard’s breach of contract claims on August 15,…
If you’re a sole trader and you travel for work, hotel costs, meals away, transportation, and beverages can quickly add up. Thankfully there is a solution – one that could save you thousands: convert your work van so it can be slept in while you’re away. Amateurs and experienced DIYers alike have been able to…
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Have you ever wondered how to feng shui your car or van? Maybe not, but you have probably thought about keeping it tidier and more organised. We spend a lot of time in our vehicles so, having a peaceful and decluttered car environment is essential for our daily mental wellbeing. The point of feng shui…
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When it comes to man’s best friend, many of us will want to take them with us on our travels, whether it’s on a road trip in a campervan or just to your local park for a run around in your work van. But is travelling with your dog in your van legal? In this…
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When you’re adventuring on the road, creature comforts count. Snuggling up under a warm blanket after a long hike with your dog, eating a home-cooked meal after a canoeing adventure, and – perhaps most importantly – drinking copious cups of tea whenever you need a break. So how do you go about making the perfect…
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